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Government Schemes in India 2026 – 700+ Scheme List, Eligibility & Benefits

Search the latest Government Scheme List, Central Government Schemes, State Government Schemes, PM Scheme List, Government Subsidy Schemes and Farmer Schemes India. Check eligibility and apply online for free.

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Showing Latest 7 of 700+ Government Schemes

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Research Grant for In-Service Faculty Members Education
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University Grants Commission (UGC) · Ministry of Education · All India
UGC gives ₹10 lakh to permanently appointed college and university teachers for research in their subject. The money can be used for lab equipment, travel, fieldwork, and study material. It is paid in 3 installments over 2 years. Only 200 teachers get this grant every year — so apply as soon as the notification comes on ugc.ac.in.
Faculty / Teachers Research Grant ₹10 Lakh 2-Year Tenure 200 Slots All India
Benefit: ₹10,00,000 research grant — paid in 3 installments
Apply via ugc.ac.in — Annual notification
Mukhyamantri Mahila Utkarsh Yojana Women
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Government of Gujarat · State Scheme · Gujarat Only
Gujarat government gives women above 18 years a loan of up to ₹1 lakh at 0% interest to start or grow a small business. No property or asset is needed as guarantee. Repay on time and get an extra 6% benefit on the amount. Loan can be repaid over 5 years. Apply at the nearest GWEDC office — no processing fee charged.
Women Interest-Free Loan No Collateral Gujarat 18+ Years 6% Subsidy
Benefit: ₹1 lakh interest-free loan + 6% subsidy on timely repayment
Ongoing — Apply at nearest GWEDC office
Skill Loan Scheme Skill Dev.
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Ministry of Skill Development & Entrepreneurship · Central Government · All India
Students joining ITI, polytechnic, or any NSDC-approved training centre can get a loan of ₹5,000 to ₹1,50,000 without any property as security. The loan covers course fees, books, and exam charges. Any IBA member bank across India can give this loan. Interest rate is bank base rate plus up to 1.5% — much lower than a regular personal loan.
Students Education Loan No Collateral All India ITI / Polytechnic NSQF Aligned
Benefit: ₹5,000 – ₹1,50,000 loan at base rate + up to 1.5% interest
Ongoing — Apply at any IBA member bank
Protection Against Domestic Violence Safety
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Women & Child Development Department · Government of Haryana · Haryana Only
Haryana women facing domestic abuse get a Protection Officer in their own district for counseling, mediation, and free legal aid. Notified hospitals give medical help and shelter homes offer a safe stay if needed. The whole process stays confidential from start to finish. Apply on the Antyodaya-SARAL portal, or call the helpline directly if you need support right now.
Women Free Counseling Legal Aid Confidential Haryana Shelter Support
Benefit: Free counseling, mediation, legal aid & shelter — fully confidential
Apply via Antyodaya-SARAL — Helpline: 0172-3968400
Pradhan Mantri Suraksha Bima Yojana Insurance
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Dept. of Financial Services · Ministry of Finance · All India
PMSBY gives ₹2 lakh accident cover for just ₹20 a year, auto-debited from your bank account every June. Anyone between 18 and 70 with a savings account at a bank or post office can join — no medical test, no income proof needed. If an accident causes death or total disability, the family gets ₹2 lakh; a partial disability like losing one eye gets ₹1 lakh. Apply through your bank's net banking or visit the branch with a simple enrolment form.
Insurance ₹2 Lakh Cover ₹20/Year Premium Age 18-70 All India Accident Cover
Benefit: ₹2,00,000 accident cover at ₹20/year premium
Ongoing — Auto-renews yearly via bank
Delhi Arogya Kosh Health
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Directorate General of Health Services · Govt. of Delhi · Delhi Only
Delhi Arogya Kosh pays up to ₹5 lakh for hospital treatment of Delhi residents who can't afford it on their own. You need to have lived in Delhi for at least 3 years and your family income should be ₹3 lakh or below. The treatment must be at a government hospital — Delhi Govt., Central Govt., AIIMS, or an autonomous hospital — and the approved amount goes straight to the hospital, not to you. Apply through the Medical Superintendent's office at the hospital where you're already being treated.
Health Up to ₹5 Lakh Income ≤ ₹3 Lakh Delhi Only Govt. Hospitals Free Diagnostics
Benefit: Up to ₹5,00,000 hospital treatment — paid directly to the hospital
Ongoing — Apply via your hospital's Medical Superintendent
MEA Internship Programme Internship
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Ministry of External Affairs · Central Government · All India
MEA Internship Programme lets Indian students and graduates work inside the Ministry of External Affairs for 1 to 3 months, twice a year. Selected interns get ₹10,000 every month plus return airfare to Delhi, paid after the internship ends. You need to be 25 or under with a graduate degree, or in your final year where an internship is compulsory — any stream works. Apply online at internship.mea.gov.in once registration opens for the term.
Students / Graduates ₹10,000/Month Airfare Reimbursed All India Age ≤ 25 1-3 Months
Benefit: ₹10,000/month stipend + return airfare reimbursement
Twice yearly — Check internship.mea.gov.in for dates
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India Government Schemes Coverage Map

Government Scheme List in India — Central Government Schemes & State Government Schemes

India runs more than 700 government schemes through central ministries and state governments. This Government Scheme List includes Central Government Schemes, State Government Schemes, PM Scheme List, Government Subsidy Schemes, education schemes, women welfare schemes and Farmer Schemes India.

FarmersPM-KISAN gives ₹6,000/year directly to farmer accounts across India.
Students & TeachersUGC grants, Skill Loan, and NSP scholarships support education at every level.
WomenMahila Utkarsh and dozens of state schemes offer interest-free loans and training.
HousingPMAY-Urban and Gramin provide subsidised home loans for eligible families.
HealthAyushman Bharat covers up to ₹5 lakh per family per year for hospitalisation.
Skill & JobsPMKVY provides free skill training with placement support across 36 sectors.

JanLaabh.in lists each scheme with its benefit amount, who can apply, what documents are needed, and where to apply — all sourced from official government portals. No middleman, no fee.