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700+ Government Schemes & Sarkari Yojana List in India (2026)

Search the latest Government Scheme List, Central Government Schemes, State Government Schemes, PM Yojana List, Government Subsidy Schemes and Farmer Schemes India. Check eligibility and apply online for free.

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Showing Latest 3 of 700+ Government Schemes

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Research Grant for In-Service Faculty Members Education
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University Grants Commission (UGC) · Ministry of Education · All India
UGC gives ₹10 lakh to permanently appointed college and university teachers for research in their subject. The money can be used for lab equipment, travel, fieldwork, and study material. It is paid in 3 installments over 2 years. Only 200 teachers get this grant every year — so apply as soon as the notification comes on ugc.ac.in.
Faculty / Teachers Research Grant ₹10 Lakh 2-Year Tenure 200 Slots All India
Benefit: ₹10,00,000 research grant — paid in 3 installments
Apply via ugc.ac.in — Annual notification
Mukhyamantri Mahila Utkarsh Yojana Women
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Government of Gujarat · State Scheme · Gujarat Only
Gujarat government gives women above 18 years a loan of up to ₹1 lakh at 0% interest to start or grow a small business. No property or asset is needed as guarantee. Repay on time and get an extra 6% benefit on the amount. Loan can be repaid over 5 years. Apply at the nearest GWEDC office — no processing fee charged.
Women Interest-Free Loan No Collateral Gujarat 18+ Years 6% Subsidy
Benefit: ₹1 lakh interest-free loan + 6% subsidy on timely repayment
Ongoing — Apply at nearest GWEDC office
Skill Loan Scheme Skill Dev.
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Ministry of Skill Development & Entrepreneurship · Central Government · All India
Students joining ITI, polytechnic, or any NSDC-approved training centre can get a loan of ₹5,000 to ₹1,50,000 without any property as security. The loan covers course fees, books, and exam charges. Any IBA member bank across India can give this loan. Interest rate is bank base rate plus up to 1.5% — much lower than a regular personal loan.
Students Education Loan No Collateral All India ITI / Polytechnic NSQF Aligned
Benefit: ₹5,000 – ₹1,50,000 loan at base rate + up to 1.5% interest
Ongoing — Apply at any IBA member bank
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2

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We track Central and State government schemes across all 36 states and UTs — so you never miss a benefit you qualify for.

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India Government Schemes Coverage Map

Government Scheme List in India — Central Government Schemes & State Government Schemes

India runs more than 700 government schemes through central ministries and state governments. This Government Scheme List includes Central Government Schemes, State Government Schemes, PM Yojana List, Government Subsidy Schemes, education schemes, women welfare schemes and Farmer Schemes India.

Farmers PM-KISAN gives ₹6,000/year directly to farmer accounts across India.
Students & Teachers UGC grants, Skill Loan, and NSP scholarships support education at every level.
Women Mahila Utkarsh and dozens of state schemes offer interest-free loans and training.
Housing PMAY-Urban and Gramin provide subsidised home loans for eligible families.
Health Ayushman Bharat covers up to ₹5 lakh per family per year for hospitalisation.
Skill & Jobs PMKVY provides free skill training with placement support across 36 sectors.

JanLaabh.in lists each scheme with its benefit amount, who can apply, what documents are needed, and where to apply — all sourced from official government portals. No middleman, no fee.